New Book

A new book by UNC Center for Community Capital researchers tells what really caused the foreclosure crisis and recommends ways to rebuild the U.S. housing finance system to work better for more people and promote economic growth.

CCC's DC policy panel and book launch features Quercia, U.S. Sen. Kay Hagan, other national experts
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SPECIAL REPORTS

HOME OWNERSHIP DONE RIGHT
A Responsible Market for Housing Finance

A national mortgage finance policy group that includes Center for Community Capital executive director Janneke Ratcliffe proposes a plan for reforming the U.S. secondary market for home loans.

 

NCLR, CCC study shows foreclosures rattle the bedrock of Latino families

Read the story

by Washington Post writer Renae Merle

 

American Prospect writer Alyssa Katz in the May 27 issue describes the success of Self-Help's pioneering mortgage program for moderate-income buyers proves that the subprime disaster was not the fault of homeowners. It is the subject of CCC research and forthcoming book, "Regaining the Dream."

A Bridge to Somewhere

by Janneke Ratcliffe

Center executive director Janneke Ratcliffe examines predatory lending and recommends ways to promote sound financial services for all Americans in this special report of The American Prospect on the U.S. financial crisis.

NEW REPORT & WEBINAR

May 14, 2013
The Importance of Tax Time for Building Emergency Savings: Major Findings from $ave NYC
Learn how NYC helped low-income families turn tax refunds into financial security.
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PUBLICATIONS

Research Report | March 19, 2013
Home Energy Efficiency and Mortgage Risks

Working Paper | March 2013
Low- and Moderate-Income Homeownership: Wealth Creation and the Great Recession

Working Paper | February 2013
Affordable Homeownership: The Incidence and Effect of Downpayment Assistance

Working Paper | January 2013
The User Cost of Low-income Homeownership
Forthcoming in Journal of Regional Analysis and Policy

Research Report | January 2013
Debunking the CRA Myth – Again

Research Report | December 2012
Sustaining and Expanding the Market: The Public Purpose of the Federal Housing Administration



PRESENTATIONS & TESTIMONY

April 11, 2013
Erasing the Advantage: Homeownership and the Impact of Financial Hardship on Health for Lower-Income Americans
Kim R. Manturuk

Presentation to 2013 Federal Reserve System Community Development Research Conference, Washington, D.C.

April 5, 2013
Evicted: Household Effects of Home Foreclosure Starts and Sales
Mark Lindblad

Presentation to Urban Affairs Association 43rd conference, San Francisco, Calif.

April 5, 2013
Mortgage Default Risk and Local Unemployment
Chao Yue Tian

Presentation to The 2013 FSU-UF Critical Issues in Real Estate Symposium, Tallahassee, Fla.

March 19, 2013
"Bipartisan Solutions for Housing Finance Reform"
Janneke Ratcliffe

Testimony to Senate Committee on Banking, Housing and Urban Affairs

February 4, 2013
Homeownership and Neighborhood Stability: Linking Sense of Control Among Low-Income Homeowners and Neighborhood Crime and Disorder
Janneke Ratcliffe

Habitat for Humanity International Annual Legislative Conference

November 16, 2012
Mortgage Default and Local Unemployment
Chao Yue Tian

Presented at the Southern Economic Association Annual Meeting, New Orleans, La.

November 10, 2012
Save the Home? Bankruptcy Decisions of Homeowners in Foreclosure
Mark Lindblad, Melissa Jacoby

2012 Association for Public Policy Analysis and Management Fall Research Conference, Baltimore, Md.

October 25, 2012
Evaluating Non-profit Programs: Best Practices and Common Pitfalls
Kim Manturuk

Presented at the American Evaluation Association 2012 Conference, Minneapolis, Minn.

 

MARY'S WEEKLY NEWS DIGEST

Friday, May 17, 2013
Current Issue


CENTER NEWS

May 14, 2013

Low-income taxpayers choose saving over spending when offered an incentive

May 12, 2013

UNC Center for Community Capital researcher Kevin A. Park receives UNC Impact Award

March 19, 2013
Ratcliffe proposes housing finance reforms to Senate banking committee

March 19, 2013
Owners of energy-efficient homes are less likely to default on mortgages

Feb. 6, 2013
Ratcliffe to Realtors: Tight lending standards excluding many potential homeowners

Feb. 4, 2013
Ratcliffe discusses what works in low-income mortgage lending and its benefits

Jan. 28, 2013
Ratcliffe speaks on safe low down-payment mortgage lending

Jan. 16, 2013
UNC report: Still no evidence to discredit CRA

Jan. 21, 2013
Gorham speaks on national tax-time savings initiatives

Jan. 16, 2013
UNC report: Still no evidence to discredit CRA

Dec. 18, 2012
New UNC report cautions against knee-jerk FHA policy response

Nov. 26, 2012
UNC Center for Community Capital director speaks on FHA losses

Nov. 20, 2012
Manturuk speaks on financial capability research at CFPB convening

Nov. 15, 2012
North Carolina mortgage lending and foreclosure data available online

Nov. 9, 2012
Gorham and Lindblad discuss homeownership research and policy at APPAM conference

Nov. 8, 2012
Ratcliffe speaks on homeownership at national foundation leaders conference

Oct. 25, 2012
Manturuk speaks on effective nonprofit evaluation techniques at international conference

Oct. 8, 2012
Center Executive Director challenges the notion that homeownership has failed, shares evidence from UNC's research, on the Brian Lehrer radio show.

Oct. 1, 2012
Lucy Gorham joins UNC Center for Community Capital asset-building team

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