A national mortgage finance policy group that includes Center for Community Capital executive director Janneke Ratcliffe proposes a plan for reforming the U.S. secondary market for home loans.
Center executive director Janneke Ratcliffe examines predatory lending and recommends ways to promote sound financial services for all Americans in this special report of The American Prospect on the U.S. financial crisis.
Research Report | March 19, 2013
Home Energy Efficiency and Mortgage Risks
Working Paper | March 2013
Low- and Moderate-Income Homeownership: Wealth Creation and the Great Recession
Working Paper | February 2013
Affordable Homeownership: The Incidence and Effect of Downpayment Assistance
Working Paper | January 2013
The User Cost of Low-income Homeownership
Forthcoming in Journal of Regional Analysis and Policy
Research Report | January 2013
Debunking the CRA Myth – Again
Research Report | December 2012
Sustaining and Expanding the Market: The Public Purpose of the Federal Housing Administration
April 11, 2013
Erasing the Advantage: Homeownership and the Impact of Financial Hardship on Health for Lower-Income Americans
Kim R. Manturuk
Presentation to 2013 Federal Reserve System Community Development Research Conference, Washington, D.C.
April 5, 2013
Evicted: Household Effects of Home Foreclosure Starts and Sales
Mark Lindblad
Presentation to Urban Affairs Association 43rd conference, San Francisco, Calif.
April 5, 2013
Mortgage Default Risk and Local Unemployment
Chao Yue Tian
Presentation to The 2013 FSU-UF Critical Issues in Real Estate Symposium, Tallahassee, Fla.
March 19, 2013
"Bipartisan Solutions for Housing Finance Reform"
Janneke Ratcliffe
Testimony to Senate Committee on Banking, Housing and Urban Affairs
February 4, 2013
Homeownership and Neighborhood Stability: Linking Sense of Control Among Low-Income Homeowners and Neighborhood Crime and Disorder
Janneke Ratcliffe
Habitat for Humanity International Annual Legislative Conference
November 16, 2012
Mortgage Default and Local Unemployment
Chao Yue Tian
Presented at the Southern Economic Association Annual Meeting, New Orleans, La.
November 10, 2012
Save the Home? Bankruptcy Decisions of Homeowners in Foreclosure
Mark Lindblad, Melissa Jacoby
2012 Association for Public Policy Analysis and Management Fall Research Conference, Baltimore, Md.
October 25, 2012
Evaluating Non-profit Programs: Best Practices and Common Pitfalls
Kim Manturuk
Presented at the American Evaluation Association 2012 Conference, Minneapolis, Minn.
March 19, 2013
Ratcliffe proposes housing finance reforms to Senate banking committee
March 19, 2013
Owners of energy-efficient homes are less likely to default on mortgages
Feb. 6, 2013
Ratcliffe to Realtors: Tight lending standards excluding many potential homeowners
Feb. 4, 2013
Ratcliffe discusses what works in low-income mortgage lending and its benefits
Jan. 28, 2013
Ratcliffe speaks on safe low down-payment mortgage lending
Jan. 16, 2013
UNC report: Still no evidence to discredit CRA
Jan. 21, 2013
Gorham speaks on national tax-time savings initiatives
Jan. 16, 2013
UNC report: Still no evidence to discredit CRA
Dec. 18, 2012
New UNC report cautions against knee-jerk FHA policy response
Nov. 26, 2012
UNC Center for Community Capital director speaks on FHA losses
Nov. 20, 2012
Manturuk speaks on financial capability research at CFPB convening
Nov. 15, 2012
North Carolina mortgage lending and foreclosure data available online
Nov. 9, 2012
Gorham and Lindblad discuss homeownership research and policy at APPAM conference
Nov. 8, 2012
Ratcliffe speaks on homeownership at national foundation leaders conference
Oct. 25, 2012
Manturuk speaks on effective nonprofit evaluation techniques at international conference
Oct. 1, 2012
Lucy Gorham joins UNC Center for Community Capital asset-building team