Foreclosure Data
The two projects are part of the center’s larger body of work on the right ways to extend the benefits of home ownership to more people and communities.
National Foreclosure and Servicing Data
Center researchers analyze data from 13 of the largest subprime mortgage services in the country for the State Foreclosure Prevention Working Group, a consortium of state attorneys general, state bank regulators and the Conference of State Bank Supervisors.
The data include information on mortgage delinquencies, foreclosures and loss-mitigation efforts, such as loan modification, from October 2007 to the present. Five reports issued so far describe the center’s findings and provide recommendations from the Working Group on how to alleviate the current foreclosure crisis. The latest report, issued in August 2010, reveals that loan modifications are successfully keeping more people in their homes, particularly when they involve principal reductions. In fact, in the vast majority of loan modifications, the balance is actually increased. More concerning though, is the fact that most seriously delinquent homeowners are not getting any type of assistance at all. |
North Carolina Foreclosure |
|
Read more of the center’s research and analysis on mortgage finance and homeownership
 |
Community Advantage Panel Study Good Business and Good Policy: Finding the Right Ways to Serve the Affordable Mortgage Market |
|
Tailoring Loan Modifications: When Is Principal Reduction Desirable? |
|
The Foreclosure Generation: The Long-Term Impact of the Housing Crisis on Latino Children and Families |
|
Navigating the Housing Downturn and Financial Crisis: Home Appreciation and Equity Accumulation Among Community Reinvestment Homeowners |
More on mortgage finance and affordable home ownership
1700 Martin Luther King Blvd., Suite 129 • CB#3452, Chapel Hill NC 27599-3452 • 919.843.2140 • 877.783.2359 • communitycapital@unc.edu