Kim Manturuk

Expertise

• Short-term credit products and usage
• Credit and debt among lower-income households
• Civic engagement and political participation
• Social impacts of home ownership

Education

• Ph.D., 2008, Department of Sociology, University of North Carolina at Chapel Hill
• M.A., 2003, Department of Sociology, University of North Carolina at Chapel Hill
• B.G.S., Social Science, 1995, Indiana University

Kim Manturuk leads the UNC Center for Community Capital's consumer financial services research and policy team, which conducts research and analysis to understand what products, services and conditions promote or inhibit wealth creation and economic mobility among low-wealth families and communities.

A sociologist, Manturuk brings expertise understanding the complex sociological factors that determine how and why low- and moderate-income consumers access and use consumer financial products and the impact and outcomes of those experiences.

Her recent research has explored the relationships between homeownership and civic engagement, family formations and patterns of credit use among lower-income families in North Carolina. Her long-term research agenda focuses on neighborhood and community exchange networks, the impacts of economic policies on voting behavior and political opinion, and mixed-method research designs integrating both qualitative and quantitative methods.