Janneke Ratcliffe

Expertise

• Capital markets
• Community development finance
• Consumer financial services
• Mortgage finance
• Small business lending

Executive Director Janneke Ratcliffe provides guidance in all areas of Center research, ensuring it is rigorous, peer-reviewed and relevant to real-world policy and practice.

Ratcliffe brings a strong background in the financial industry and community development. She served as executive director of a small business lending nonprofit. She spent 10 years in GE Capital's mortgage and mortgage insurance subsidiary in positions related to risk management, product development and strategic planning. She worked for seven years at one of the country's leading community development financial institutions helping to launch a multi-billion dollar secondary market for affordable home loans and developing a new funding source for commercial and real estate lending through the innovative New Markets Tax Credit Program.

Throughout her career, Ratcliffe has had first-hand experience facilitating access to equitable financial services for low-income and minority entrepreneurs, first-time homebuyers or under-capitalized communities.