The UNC Center for Community Capital is your source for research and policy analysis on the power of capital to transform households and communities http://www.ccc.unc.edu This background piece outlines the facts of Fannie Mae and Freddie Mac's role in the foreclosure crisis. Ultimately, profit not policy was what motivated Fannie and Freddie and loan products not borrowers were what caused their collapse, facts that have important implications for reform of the housing system. http://www.ccc.unc.edu/fanniefreddie/ Thu, 30 Sep 2010 Background piece that provides ample evidence that the 1977 legislation designed to prevent discrimination in financial services did not contribute to the financial crisis. http://www.ccc.unc.edu/cra.php Mon, 18 Jul 2010 Monthly counts of foreclosure starts by N.C. county, compiled by center researchers for the State Home Foreclosure Prevention Project, a partnership led by the N.C. Commissioner of Banks with housing counselors, legal assistance organizations, mortgage servicers and community organizations to reduce subprime foreclosures in North Carolina. Data are obtained by the Commissioner of Banks from the N.C. Administrative Office of the Courts. http://www.ncforeclosurehelp.org/global/docs/AOCReportingHotspots.pdf Tue, 1 Jun 2010 Center researchers analyze data from 13 of the largest subprime mortgage services in the country for the State Foreclosure Prevention Working Group, a consortium of state attorneys general, state bank regulators and the Conference of State Bank Supervisors. The data include information on mortgage delinquencies, foreclosures and loss-mitigation efforts, such as loan modification, from October 2007 to the present. http://www.csbs.org/regulatory/Pages/SFPWG.aspx Mon, 2 Mar 2009 Maps prepared by center researchers that compare rates of subprime lending at the peak of the housing bubble to concentrations of low-income and minority households in every congressional district in the country. http://www.ccc.unc.edu/subPrime.php Wed, 18 Feb 2009