Mortgage Finance

Homeownership continues to be the critical rung on the ladder to the middle class. Affordable lending programs can make the crucial difference in stabilizing and strengthening disadvantaged communities and households.

The center's research seeks to advance access to sustainable home ownership finance through its research and policy analysis.

Key areas of study include:

• Practices and outcomes for lenders of affordable- and Community Reinvestment Act mortgage-lending programs.
• Social and financial impacts of homeownership for low-income households.
• Role and effectiveness of pre-purchase counseling.
• Impacts of foreclosure intervention strategies.
• Patterns of high-cost and predatory lending.
• Impacts of regulatory policies.